Phone 603-393-6283
960 Route 106 North
Loudon, NH 03307
Email: chrisr@appraise-nh.com
Serving Central New Hampshire Since 1986
Reports produced on Homeputer software
I'm happy to answer your questions by Email.
There is no charge for consultations or for general questions about real estate or appraisal services.
SERVICES |
Single family homes, including the very large and very small The unusual in style Lake homes and cabins Condominium units Life estates Antique homes. Vacant land, from the very small to lots with several hundred acres Small multi-family income properties where the value includes a capitalization of
rental income. I appraise for clients making financial planning decisions, wanting to sell, or
considering a purchase. |
Privacy and Security |
These are related issues. It is not enough that I pledge to
keep your information private, I must also keep it secure.
Neither of these issues is new but the public concern regarding
them is higher than in the past.
Privacy means that only authorized persons will see, read or hear what I have in my files. That's the licensing law for appraisers and that is and always has been my policy. Security begins with physical control against unauthorized access. I have a number of layers that are intended to preclude anyone who is not a trusted associate from entering the areas where files are stored. Sales people and similar visitors do not have unsupervised access. The risk of hacker intrusions has been reduced by several steps. I intentionally withhold the specifics since disclosure could become a road map for an intruder. Operating system and programs have been hardened. Internet connections are made secure with hardware and software traffic interceptors, and monitoring of authorized traffic for all known malware and with huristic scanning. I have dual computers running similar programs for redundancy but with an air gap between them so that a problem with one doesn't affect the other. One has the primary task of downloading from the internet while the other has the more sensitive business and client files. System backups are done regularly, and appraisal copies are made on paper and maintained for five years. Where an appraisal was made for tax purposes they are kept longer since the I.R.S. might challenge a return years after it was filed. Destruction of paper files is done in a manner that protects client confidentiality. I perform my own computer maintenance, including hardware, so my computers do not sit in some repair shop where client data could be accessed without my knowledge. Security is not a new issue with me, but something I have practiced for as long as I've been in business. For me to stay in business you, as the prospective client, need to have confidence in the privacy of your personal and financial information and I need to be on-line with my computers fully functional. To help in anticipating the next threat, I subscribe to several on line and print media journals devoted to this issue and receive email alerts when a particular situation warrants. All of this, hopefully, will continue to work as seamlessly with the process of appraising real estate as it has over the many years I've been in business. |